Wicklow · the Garden of Ireland
A mortgage broker for Bray, Greystones, Wicklow town, Arklow and across the county. Francis Howard QFA compares the lenders on our panel so you can compete in north Wicklow's near-Dublin market.
Get your free Wicklow mortgage eligibility check →Free eligibility check · 60 seconds · No registration to see your result
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Offices in Cork and West Cork — serving clients nationwide by phone and Microsoft Teams.
North Wicklow's DART-line towns trade close to Dublin prices, while the south of the county is more affordable — so the right lender and the right scheme can change what's within reach. We check your figures against the lenders on our panel at once and confirm your borrowing quickly, so you can move when the right home appears.
One broker from first call to drawdown — the continuity behind a ★ 5-star rated on Google.
As a rough local guide (indicative, and moving with the market):
The county's mix of coastal, mountain and commuter towns means your budget behaves very differently north to south — worth modelling carefully before you set your search.
Bray · Greystones · Wicklow town · Arklow · Blessington · Newtownmountkennedy · Rathdrum · Baltinglass — and the surrounding towns and villages.
We'll model every support you might qualify for against your own figures:
Same-day assessments, one point of contact, and a broker who understands how lenders treat coastal and mountain-area property — so you bid with certainty in a county where the right house goes fast.
Yes — Bray, Greystones and the DART-line towns of north Wicklow, plus Wicklow town, Arklow, Blessington and the county's villages. North Wicklow trades at near-Dublin prices, so the lender and scheme strategy matters even more there.
North Wicklow is among the priciest areas outside Dublin city, so the deposit and income needed are higher. A free eligibility check is the honest way to see what you can borrow across the lenders on our panel — and whether the First Home Scheme can bridge a gap on a new build.
Yes — phone, email and secure upload mean the whole mortgage can be done without taking time off, which suits the many Wicklow buyers who work in Dublin. In-person meetings are available if you'd prefer.
Help to Buy (up to €30,000 on a qualifying new build or self-build), the First Home Scheme, and the Local Authority Home Loan through Wicklow County Council if a bank can't lend enough. We can advise on which of these schemes may apply to your situation.
Francis Howard QFA has arranged mortgages since 2018 with a 5-star rating on Google, across first-time buyers, self-builds and switchers.
We advise clients across Ireland — online and by phone — wherever you’re buying:
See where you stand across our lender panel in about 60 seconds — free, no registration, no credit check. Then talk to Francis whenever you're ready.
Warning: If you do not keep up your repayments you may lose your home.
Howard Financial Services Limited T/A IWantAMortgage.ie is regulated by the Central Bank of Ireland (C430229). Member of Brokers Ireland.
Registered in Ireland, Company Registration No. 659301. Registered Office: 2 Mountain Common, Ardfield, Co. Cork. Director: Francis Howard.
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