Kildare · the Dublin commuter belt
A mortgage broker for Naas, Newbridge, Maynooth, Celbridge and across Kildare. Francis Howard QFA compares the lenders on our panel so you can move fast in one of the country's most competitive markets.
Get your free Kildare mortgage eligibility check →Free eligibility check · 60 seconds · No registration to see your result
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Offices in Cork and West Cork — serving clients nationwide by phone and Microsoft Teams.
Kildare's commuter towns move quickly, and at these price levels the margin between lenders matters: the right one can be the difference between qualifying for the home you want and falling just short. We check your figures against the lenders on our panel at once and confirm your borrowing fast, so you can bid the day a house lands.
It's Francis throughout — the continuity behind a ★ 5-star rated on Google.
As a rough local guide (indicative, and moving with the market):
Proximity to Dublin, the M4/M7 and rail keeps Kildare among the priciest counties outside the capital — which is exactly where the First Home Scheme and Help to Buy can make a new build reachable.
Naas · Newbridge · Maynooth · Celbridge · Leixlip · Kilcock · Athy · Kildare town · Monasterevin — and the surrounding towns and villages.
We'll model every support you might qualify for against your own figures:
Built for busy commuters: arrange the whole thing around a Dublin job, get a same-day assessment, and have one broker who knows the new-build estates and the lenders that move fastest on them.
Yes — Naas, Newbridge, Maynooth, Celbridge, Leixlip, Kilcock, Athy and the rest of the county. Kildare is one of the busiest commuter belts in the country, so quick, confirmed approval is the difference between getting the house and missing it.
Kildare sits at the upper end outside Dublin, so the deposit and income needed are higher than in much of the country. A free eligibility check shows you realistically what you can borrow across the lenders on our panel, and where schemes like the First Home Scheme can close a gap on a new build.
Yes — that's exactly who this suits. Phone, email and secure upload mean you can arrange the whole mortgage without taking time off a city job. In-person meetings are available if you'd prefer.
Help to Buy (up to €30,000 on a qualifying new build), the First Home Scheme — particularly useful given Kildare's new-build estates and higher prices — and the Local Authority Home Loan through Kildare County Council if a bank can't lend enough.
Francis Howard QFA has arranged mortgages since 2018 with a 5-star rating on Google, across first-time buyers, trader-uppers and switchers.
We advise clients across Ireland — online and by phone — wherever you’re buying:
See where you stand across our lender panel in about 60 seconds — free, no registration, no credit check. Then talk to Francis whenever you're ready.
Warning: If you do not keep up your repayments you may lose your home.
Howard Financial Services Limited T/A IWantAMortgage.ie is regulated by the Central Bank of Ireland (C430229). Member of Brokers Ireland.
Registered in Ireland, Company Registration No. 659301. Registered Office: 2 Mountain Common, Ardfield, Co. Cork. Director: Francis Howard.
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