Tipperary · the Premier County

Mortgage advice for Tipperary buyers

A mortgage broker across all of Tipperary — Clonmel, Thurles, Nenagh, Cashel and the rural county. Francis Howard QFA compares the lenders on our panel to find your best fit.

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Offices in Cork and West Cork — serving clients nationwide by phone and Microsoft Teams.

One broker, one lender panel

Tipperary's affordability is a real advantage — but a one-off rural home, a farmhouse or a self-build needs a lender comfortable with that kind of property. We check your figures against the lenders on our panel at once and steer your application to the ones most likely to say yes.

One broker from first call to drawdown — the continuity behind a ★ 5-star rated on Google.

The Tipperary property market

As a rough local guide (indicative, and moving with the market):

  • Clonmel / Nenagh / Thurles: €230,000–€330,000
  • Cashel / Tipperary town: €210,000–€300,000
  • Rural & one-off homes: wide range, site-dependent
  • New builds: limited but growing in the larger towns

Among the most affordable counties in Ireland — your budget stretches further here than almost anywhere in Leinster or Munster.

Areas served across the county

Clonmel · Thurles · Nenagh · Cashel · Tipperary town · Carrick-on-Suir · Roscrea · Cahir · Templemore — and the surrounding towns and townlands.

Government schemes for Tipperary buyers

  • Help to Buy — up to €30,000 toward the deposit on a qualifying new build or self-build.
  • First Home Scheme — a shared-equity top-up on new homes within the price caps.
  • Local Authority Home Loan — a State-backed mortgage through Tipperary County Council when a bank can't lend enough.
  • Vacant & derelict property grants — substantial funding for renovating empty rural homes, common across the county.

Why Tipperary clients choose us

Same-day assessments, one point of contact, and a broker who understands rural and agricultural-area lending — so a one-off home or self-build doesn't become a sticking point.

Common questions

Do you cover all of County Tipperary?

Yes — it's a big county and we cover it all: Clonmel, Thurles, Nenagh, Cashel, Tipperary town, Carrick-on-Suir, Roscrea and the surrounding rural areas. Everything can be done by phone and secure upload, or in person if you prefer.

Is Tipperary affordable for first-time buyers?

Tipperary is one of the more affordable counties in the country, which makes it attractive for first-time buyers and those relocating from cities. The lending limits are the same nationwide; a free eligibility check shows what you can borrow and which lender fits best.

I'm buying a one-off rural home or farmhouse — can you help?

Yes — rural one-off homes, farmhouses and properties on land are common in Tipperary and assessed differently by lenders (site value, access, agricultural connections). We know which lenders are comfortable with them.

What schemes can a Tipperary buyer use?

Help to Buy (up to €30,000 on a qualifying new build or self-build), the First Home Scheme, and the Local Authority Home Loan through Tipperary County Council if a bank can't lend enough. We can advise on which of these schemes may apply to your situation.

How experienced is the broker?

Francis Howard QFA has arranged mortgages since 2018 with a 5-star rating on Google, across first-time buyers, self-builds and switchers.

Areas we serve

We advise clients across Ireland — online and by phone — wherever you’re buying:

CorkDublinGalwayLimerickClonakiltyWest CorkBandonSkibbereenWaterfordKilkennyWexfordKildareWicklowMeathCarlowClareMayoGalway CitySligoAll of Ireland
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See where you stand across our lender panel in about 60 seconds — free, no registration, no credit check. Then talk to Francis whenever you're ready.

Start free eligibility check →📞 086 865 2592

Warning: If you do not keep up your repayments you may lose your home.

Howard Financial Services Limited T/A IWantAMortgage.ie is regulated by the Central Bank of Ireland (C430229). Member of Brokers Ireland.

Registered in Ireland, Company Registration No. 659301. Registered Office: 2 Mountain Common, Ardfield, Co. Cork. Director: Francis Howard.

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