Clonakilty · West Cork · since 2018
Local knowledge, personal service. Francis Howard QFA has arranged mortgages for Clonakilty and West Cork buyers since 2018.
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Offices in Cork and West Cork — serving clients nationwide by phone and Microsoft Teams.
Francis Howard QFA has advised on mortgages for Clonakilty and West Cork clients since 2018 — the same personal service you'd expect from a local broker, backed by technology that speeds up assessment, document collection and submission.
It's still Francis you deal with from start to finish — not a call centre, not a different adviser each time. That continuity is why clients have left us a ★ 5-star rated on Google.
West Cork prices vary widely by location and property type. As a rough local guide:
Demand is strong — driven by Cork City commuters and remote workers relocating to West Cork — and new-build supply is tight, so getting your finance confirmed early gives you a real edge when something comes up. (Figures are indicative and move with the market.)
We arrange mortgages across all of West Cork, including:
Clonakilty · Bandon · Skibbereen · Bantry · Kinsale · Dunmanway · Rosscarbery — and all the surrounding towns and townlands.
Francis knows the West Cork market and, just as importantly, the lenders who understand rural and coastal property — which valuers they use, how they treat site value and access, and where a one-off rural home will and won't be supported.
Meetings are available in person or fully digital, and assessments can be turned around the same day so you're never the buyer who's still "waiting to hear from the bank".
Several supports can apply to a West Cork purchase or build, and we can advise on which of these apply to your situation:
Yes — Francis Howard QFA has advised on mortgages in Clonakilty and West Cork since 2018. Local knowledge and personal service, with digital tools that make the whole process faster.
Yes — in person or fully digital, whichever suits you. Plenty of West Cork clients prefer to sit down face to face; others do the entire application by phone and email without taking time off work. You choose.
Yes — Francis Howard QFA works across our lender panel on your behalf, comparing options and handling the application from assessment through to drawdown, all with local West Cork knowledge.
Yes — Clonakilty, Bandon, Kinsale, Skibbereen, Bantry, Dunmanway, Rosscarbery and all the surrounding areas. Wherever you're buying in West Cork, we know the local market and the lenders who understand rural and coastal property.
Since 2018 — 7+ years serving West Cork clients, with a 5-star rating on Google. That's hundreds of local mortgages arranged, from first-time buyers to self-builds to switchers.
We advise clients across Ireland — online and by phone — wherever you’re buying:
See where you stand across our lender panel in about 60 seconds — free, no registration, no credit check. Then talk to Francis, your mortgage broker serving the West Cork area, whenever you're ready.
Warning: If you do not keep up your repayments you may lose your home.
Howard Financial Services Limited T/A IWantAMortgage.ie is regulated by the Central Bank of Ireland (C430229). Member of Brokers Ireland.
Registered in Ireland, Company Registration No. 659301. Registered Office: 2 Mountain Common, Ardfield, Co. Cork. Director: Francis Howard.
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