Mortgage advice for Kilkenny buyers

In a market as competitive as Kilkenny's, the worst position to be in is still waiting on one bank's answer while another buyer's offer is accepted. We check your figures against the lenders on our panel at once and confirm what you can borrow quickly, so you can bid with confidence.

You deal with Francis from first call to drawdown — the continuity behind a ★ 5-star rated on Google.

As a rough local guide (indicative, and moving with the market):

• Kilkenny city: €270,000–€370,000
• Commuter towns (Thomastown, Callan): €240,000–€330,000
• Rural county: €220,000–€320,000
• New builds: steady demand, limited supply

The M9 and a strong local jobs base keep Kilkenny in demand from both local buyers and Dublin leavers — early mortgage approval is the edge that wins houses here.

Kilkenny city · Castlecomer · Thomastown · Callan · Graiguenamanagh · Ballyragget · Bennettsbridge · Inistioge — and the surrounding towns and townlands.

We'll model every support you might qualify for against your own figures:

• Help to Buy — up to €30,000 toward the deposit on a qualifying new build or self-build.
• First Home Scheme — a shared-equity top-up on new homes within the price caps.
• Local Authority Home Loan — a State-backed mortgage through Kilkenny County Council when a bank can't lend enough.
• Vacant & derelict property grants — for renovating an empty home in the city or county.

Same-day assessments, one point of contact, and a broker who knows which lenders work best for self-builds and older period homes — common in and around Kilkenny — mean fewer surprises and a faster yes.