Wexford · the Sunny South-East

Mortgage advice for Wexford buyers

A mortgage broker for Wexford town, Gorey, Enniscorthy and the wider county. Francis Howard QFA compares the lenders on our panel and confirms your borrowing fast — vital in north Wexford's busy commuter market.

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Offices in Cork and West Cork — serving clients nationwide by phone and Microsoft Teams.

One broker, one lender panel

North Wexford — Gorey especially — has become one of the busiest commuter markets in the South-East thanks to the M11 to Dublin. In a fast market the buyer with confirmed finance wins, so we check your figures against the lenders on our panel at once and tell you quickly what you can borrow and with whom.

One broker, start to finish — the continuity behind a ★ 5-star rated on Google.

The Wexford property market

As a rough local guide (indicative, and moving with the market):

  • Gorey & north Wexford: €300,000–€420,000
  • Wexford town: €250,000–€350,000
  • Enniscorthy / New Ross: €220,000–€320,000
  • Coastal & holiday homes: wide range

The county splits sharply between the Dublin-priced commuter north and the more affordable south and west — your budget stretches very differently depending on where you buy.

Areas served across the county

Wexford town · Gorey · Enniscorthy · New Ross · Rosslare · Bunclody · Ferns · Courtown — and the surrounding towns and coastal villages.

Government schemes for Wexford buyers

We'll model every support you might qualify for against your own figures:

  • Help to Buy — up to €30,000 toward the deposit on a qualifying new build or self-build.
  • First Home Scheme — a shared-equity top-up on new homes within the price caps.
  • Local Authority Home Loan — a State-backed mortgage through Wexford County Council when a bank can't lend enough.
  • Vacant & derelict property grants — for renovating an empty home, common in the county's towns and villages.

Why Wexford clients choose us

Same-day assessments, a single point of contact, and a broker who knows how lenders treat coastal and holiday-area property mean you bid with certainty rather than hope.

Common questions

Can a Wexford buyer do everything remotely?

Yes — phone, email and secure document upload cover the whole process, so you don't need to take time off. In-person meetings are available if you'd rather, but they're optional.

Gorey is a big Dublin-commuter town — does that change anything?

Gorey and north Wexford have boomed on the back of the M11 commute to Dublin, which keeps prices and competition higher than the rest of the county. The mortgage rules are the same nationwide; what helps in a fast market is confirming your borrowing early and picking the lender that fits you. That's exactly what a broker on our lender panel does.

Do you cover the whole county, including the coast?

Yes — Wexford town, Gorey, Enniscorthy, New Ross, Rosslare and the coastal villages. Holiday-home and coastal purchases are treated differently by lenders, and we know which ones are comfortable with them.

What schemes can a Wexford buyer use?

Help to Buy (up to €30,000 on a qualifying new build or self-build), the First Home Scheme, and the Local Authority Home Loan through Wexford County Council if a bank can't lend enough. We can advise on which of these schemes may apply to your situation.

How experienced is the broker?

Francis Howard QFA has arranged mortgages since 2018 with a 5-star rating on Google, covering first-time buyers, self-builds, movers and switchers.

Areas we serve

We advise clients across Ireland — online and by phone — wherever you’re buying:

CorkDublinGalwayLimerickClonakiltyWest CorkBandonSkibbereenWaterfordKilkennyKildareWicklowMeathCarlowTipperaryClareMayoGalway CitySligoAll of Ireland
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See where you stand across our lender panel in about 60 seconds — free, no registration, no credit check. Then talk to Francis whenever you're ready.

Start free eligibility check →📞 086 865 2592

Warning: If you do not keep up your repayments you may lose your home.

Howard Financial Services Limited T/A IWantAMortgage.ie is regulated by the Central Bank of Ireland (C430229). Member of Brokers Ireland.

Registered in Ireland, Company Registration No. 659301. Registered Office: 2 Mountain Common, Ardfield, Co. Cork. Director: Francis Howard.

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