Clare · the Banner County
A mortgage broker for Ennis, Shannon and across Clare to the Wild Atlantic Way coast. Francis Howard QFA compares the lenders on our panel to find your best fit.
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Offices in Cork and West Cork — serving clients nationwide by phone and Microsoft Teams.
Clare's markets vary widely — a new build in Ennis, a family home near Shannon, or a coastal property in Lahinch each suit different lenders. We check your figures against the lenders on our panel at once and confirm your borrowing quickly, with your application steered to the right lender for the property type.
It's Francis throughout — the continuity behind a ★ 5-star rated on Google.
As a rough local guide (indicative, and moving with the market):
Shannon's jobs base and Limerick's commute support steady demand inland, while the coast carries a tourism premium.
Ennis · Shannon · Kilrush · Ennistymon · Lahinch · Kilkee · Sixmilebridge · Newmarket-on-Fergus · Tulla — and the surrounding towns and villages.
Same-day assessments, one point of contact, and a broker who knows how lenders treat coastal, rural and holiday-area property — so the property type never derails your application.
Yes — Ennis, Shannon, Kilrush, Ennistymon, Lahinch, Kilkee and the surrounding county. Shannon's employment base and the Wild Atlantic Way coast give Clare quite different markets town to town, and we know which lenders suit each.
Absolutely — many Clare buyers work around Shannon's industrial and aviation base or commute to Limerick city. Everything can be arranged by phone and secure upload around a working week, with in-person meetings available if you prefer.
Coastal homes around Lahinch, Kilkee and the Wild Atlantic Way are assessed differently by lenders, and holiday-home lending has its own rules. We know which lenders are comfortable with coastal and second-home purchases.
Help to Buy (up to €30,000 on a qualifying new build or self-build), the First Home Scheme, and the Local Authority Home Loan through Clare County Council if a bank can't lend enough. We can advise on which of these schemes may apply to your situation.
Francis Howard QFA has arranged mortgages since 2018 with a 5-star rating on Google, across first-time buyers, self-builds and switchers.
We advise clients across Ireland — online and by phone — wherever you’re buying:
See where you stand across our lender panel in about 60 seconds — free, no registration, no credit check. Then talk to Francis whenever you're ready.
Warning: If you do not keep up your repayments you may lose your home.
Howard Financial Services Limited T/A IWantAMortgage.ie is regulated by the Central Bank of Ireland (C430229). Member of Brokers Ireland.
Registered in Ireland, Company Registration No. 659301. Registered Office: 2 Mountain Common, Ardfield, Co. Cork. Director: Francis Howard.
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