Meath · the Royal County

Mortgage advice for Meath buyers

A mortgage broker for Navan, Ashbourne, Ratoath, Trim and across Meath. Francis Howard QFA compares the lenders on our panel and shows you exactly how Help to Buy and the First Home Scheme work on the county's new builds.

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Offices in Cork and West Cork — serving clients nationwide by phone and Microsoft Teams.

One broker, one lender panel

Meath has more new-build activity than almost anywhere outside Dublin, which means buyers here often have schemes in play and estates selling in phases. We check your figures against the lenders on our panel at once, confirm your borrowing fast, and time your approval to a phase release so you're ready when units go on sale.

It's Francis throughout — the continuity behind a ★ 5-star rated on Google.

The Meath property market

As a rough local guide (indicative, and moving with the market):

  • Ashbourne / Ratoath / Dunshaughlin: €340,000–€460,000
  • Navan: €290,000–€400,000
  • Trim & Kells: €270,000–€370,000
  • New-build estates: strong supply, often phased

South Meath sits firmly in the Dublin commuter belt and prices accordingly, while the north and west are more affordable — and new-build supply across the county is where Help to Buy and the First Home Scheme come into their own.

Areas served across the county

Navan · Ashbourne · Ratoath · Dunshaughlin · Trim · Kells · Dunboyne · Laytown/Bettystown · Slane — and the surrounding towns and villages.

Government schemes for Meath buyers

We'll model every support you might qualify for against your own figures:

  • Help to Buy — up to €30,000 toward the deposit on a qualifying new build, common across Meath's estates.
  • First Home Scheme — a shared-equity top-up frequently used on the county's new homes.
  • Local Authority Home Loan — a State-backed mortgage through Meath County Council when a bank can't lend enough.
  • Vacant & derelict property grants — for renovating an empty home in the county's towns and villages.

Why Meath clients choose us

Same-day assessments, one point of contact, and a broker who knows the new-build process inside out — phase releases, snag-to-drawdown timing and the lenders that move fastest — so your finance is never the thing holding up the keys.

Common questions

Do you cover the main Meath commuter towns?

Yes — Navan, Ashbourne, Ratoath, Dunshaughlin, Trim, Kells and the rest of the county. Meath is one of the fastest-growing commuter counties, with a lot of new-build supply, so quick approval and the right scheme strategy really pay off.

There are lots of new builds in Meath — does that help me?

It can. New-build estates around Ashbourne, Ratoath, Dunshaughlin and Navan mean Help to Buy and the First Home Scheme are often in play, and both can meaningfully reduce the deposit or borrowing you need. We model exactly how much each is worth for your purchase.

Can I arrange it around a Dublin commute?

Yes — phone, email and secure upload mean the whole mortgage can be done without taking time off, which suits Meath's large commuter population. In-person meetings are available if you'd prefer.

What schemes can a Meath buyer use?

Help to Buy (up to €30,000 on a qualifying new build), the First Home Scheme, and the Local Authority Home Loan through Meath County Council if a bank can't lend enough. We can advise on which of these schemes may apply to your situation.

How experienced is the broker?

Francis Howard QFA has arranged mortgages since 2018 with a 5-star rating on Google, across first-time buyers, new-build purchasers and switchers.

Areas we serve

We advise clients across Ireland — online and by phone — wherever you’re buying:

CorkDublinGalwayLimerickClonakiltyWest CorkBandonSkibbereenWaterfordKilkennyWexfordKildareWicklowCarlowTipperaryClareMayoGalway CitySligoAll of Ireland
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Warning: If you do not keep up your repayments you may lose your home.

Howard Financial Services Limited T/A IWantAMortgage.ie is regulated by the Central Bank of Ireland (C430229). Member of Brokers Ireland.

Registered in Ireland, Company Registration No. 659301. Registered Office: 2 Mountain Common, Ardfield, Co. Cork. Director: Francis Howard.

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