Sligo · the North-West

Mortgage advice for Sligo buyers

A mortgage broker for Sligo town, Strandhill and across the North-West. Francis Howard QFA compares the lenders on our panel to find your best fit — affordable living with the coast on your doorstep.

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Offices in Cork and West Cork — serving clients nationwide by phone and Microsoft Teams.

One broker, one lender panel

Sligo's affordability and lifestyle draw first-time buyers, returners and remote workers — but a coastal home, a self-build or a town renovation each suit different lenders. We check your figures against the lenders on our panel at once and steer your case to the right one.

It's Francis throughout — the continuity behind a ★ 5-star rated on Google.

The Sligo property market

As a rough local guide (indicative, and moving with the market):

  • Sligo town: €230,000–€320,000
  • Strandhill / Rosses Point (coastal): €280,000–€420,000
  • Tubbercurry / Ballymote & rural: €180,000–€270,000
  • New builds: limited but growing around the town

Among the most affordable hubs in the country away from the coast — and a strong area for the Vacant Property Refurbishment Grant on older homes.

Areas served across the county

Sligo town · Strandhill · Rosses Point · Tubbercurry · Ballymote · Collooney · Enniscrone · Grange — and the surrounding towns and townlands.

Government schemes for Sligo buyers

  • Help to Buy — up to €30,000 toward the deposit on a qualifying new build or self-build.
  • First Home Scheme — a shared-equity top-up on new homes within the price caps.
  • Local Authority Home Loan — a State-backed mortgage through Sligo County Council when a bank can't lend enough.
  • Vacant & derelict property grants — substantial funding for renovating empty town and rural homes.

Why Sligo clients choose us

Same-day assessments, one point of contact, and a broker who knows coastal, rural and renovation lending in the North-West — so the property type never derails your application.

Common questions

Do you cover Sligo town and the wider county?

Yes — Sligo town, Strandhill, Tubbercurry, Ballymote, Collooney, Enniscrone and the surrounding county and coast. Everything can be done by phone and secure upload, or in person if you'd prefer.

Is Sligo affordable for first-time buyers?

Sligo is one of the more affordable parts of the country, with the town acting as the North-West's main hub. That affordability, plus ATU Sligo and a growing remote-work population, keeps steady demand. A free eligibility check shows what you can borrow and which lender fits best.

What about a coastal or surf-town property like Strandhill?

Coastal homes around Strandhill, Rosses Point and Enniscrone are assessed differently by lenders, and holiday-area lending has its own rules. We know which lenders are comfortable with coastal and second-home purchases in the North-West.

What schemes can a Sligo buyer use?

Help to Buy (up to €30,000 on a qualifying new build or self-build), the First Home Scheme, the Local Authority Home Loan through Sligo County Council, and the Vacant Property Refurbishment Grant — well used on older town and rural homes. We can advise on which of these schemes may apply to your situation.

How experienced is the broker?

Francis Howard QFA has arranged mortgages since 2018 with a 5-star rating on Google, across first-time buyers, self-builds and switchers.

Areas we serve

We advise clients across Ireland — online and by phone — wherever you’re buying:

CorkDublinGalwayLimerickClonakiltyWest CorkBandonSkibbereenWaterfordKilkennyWexfordKildareWicklowMeathCarlowTipperaryClareMayoGalway CityAll of Ireland
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See where you stand across our lender panel in about 60 seconds — free, no registration, no credit check. Then talk to Francis whenever you're ready.

Start free eligibility check →📞 086 865 2592

Warning: If you do not keep up your repayments you may lose your home.

Howard Financial Services Limited T/A IWantAMortgage.ie is regulated by the Central Bank of Ireland (C430229). Member of Brokers Ireland.

Registered in Ireland, Company Registration No. 659301. Registered Office: 2 Mountain Common, Ardfield, Co. Cork. Director: Francis Howard.

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