Protect what matters most

Mortgage Protection Insurance

Mortgage protection is a legal requirement for most mortgages in Ireland. It's a decreasing term life policy that pays off your mortgage in full if you die during the term. We compare the market to get you the lowest premium.

• Required by law for most mortgage holders
• Decreasing cover matches your outstanding balance
• Joint cover available for couples
• Premiums typically €15–€50/month depending on age and health
• We compare all major insurers — Zurich, Irish Life, Aviva, Royal London and more
• Critical illness add-on available

Life Insurance

Level term life insurance pays a fixed lump sum to your family if you die. Unlike mortgage protection, it doesn't decrease — giving your family financial security beyond just paying off the mortgage.

• Fixed lump sum regardless of when you claim
• Protects your family's income and lifestyle
• Terms from 10 to 40 years
• Can be written in trust to avoid probate
• Convertible policies available
• Reviewable and guaranteed premium options

Serious Illness Cover

Pays a tax-free lump sum on diagnosis of a specified serious illness — cancer, heart attack, stroke and many more. Gives you financial breathing space when you need it most.

• Tax-free lump sum on diagnosis
• Covers 50–80+ specified conditions
• Standalone or combined with life cover
• Children's cover often included
• Accelerated or additional cover options
• Claims paid regardless of ability to work

Income Protection

Replaces a portion of your income if you can't work due to illness or injury. Unlike sick pay, it continues for years — right up to retirement if needed. Tax relief available on premiums.

• Replaces up to 75% of your income
• Benefit paid monthly until you return to work or retire
• Tax relief on premiums at your marginal rate
• Deferred period from 4 to 52 weeks
• Escalation options to keep pace with inflation
• Especially important for self-employed people

Home Insurance

Buildings and contents insurance is required by your lender. We can arrange competitive home insurance at the same time as your mortgage — one less thing to organise before drawdown.

• Buildings cover required by all lenders
• Contents cover protects your belongings
• Accidental damage cover available
• Alternative accommodation if home is uninhabitable
• New for old replacement
• Discounts for security systems and smoke alarms

Car Insurance

Through our insurance partners, we can arrange competitive car insurance for you and your family. Comprehensive, third party fire and theft, and third party options available.

• All vehicle types covered
• Comprehensive or third party options
• Named driver and fleet policies
• No claims bonus protected
• Breakdown assistance available
• Competitive premiums through broker market access